Can’t I just settle with the insurance company without involving an attorney?
Do you have a personal injury claim Idaho Falls? The laws Idaho Falls are designed to put injured parties back to the same physical and financial position they were in prior to the accident that caused the injury. Frankly, the only way this is possible is through the payment of money by the responsible person or his or her insurance company. If you have sustained an injury from an automobile accident (or from a slip and fall, etc.) and the responsible party has insurance, it is important to remember that most insurance companies will try to keep its costs to a minimum. After all, insurance companies are in the business of making money.
Additionally, before agreeing to settle any personal injury claim Idaho Falls with an insurance company you would be wise to remember several other things:
First, it is not uncommon for symptoms of an injury to become apparent a considerable time after the accident. Until your health care provider is confident that your recovery is complete and is willing to prepare a final report stating that your condition has returned to your pre-accident status, you may incur future accident related medical expenses.
Second, once you sign the insurance company’s release form, the claim is final and closed. If additional problems develop later, you will not be able to obtain payment from the responsible person or the insurance carrier. The additional expenses will be your responsibility.
Third, if the accident, which resulted in your injuries, was caused by another person’s carelessness, you are entitled to compensation for any pain and suffering you experience. You need to make sure these elements of the harm done to you are factored into the settlement. An experienced Idaho Falls law attorney can advise you as to the potential value of your personal injury claim Idaho Falls.
Are all on-the-job injuries covered by workers’ compensation insurance?
Generally, the worker’s compensation system is designed to provide coverage for most job related injuries regardless of whether the injury is caused by the carelessness of the employer or the employee. However, injuries that result from the employee’s own intoxication or use of illegal drugs are not usually covered. Coverage may also be denied in other limited circumstances, such as self-inflicted injuries, injuries suffered while not on the job, or while engaged in conduct in violation of company policy.
Laws Idaho Falls can be quite detailed. Contact an Idaho Falls law attorney to get the help you need today!